Mortgage Prelude 2.4

Screenshot of Mortgage Prelude

 This Free Mortgage Calculator Computes Such I

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Author : NorthStar Solutions

OS : Win95,Win98,WinME,WinNT 3.x,...

Mortgage prelude license : Freeware (Price: free)

Added date : 4. November 2005

Release date : 15. October 2005

Download page : Get it Here!

Download Size : 580 kBytes

Publisher URL: http://www.nstarsolutions.com

Mortgage Prelude 2.4 details:
This FREE mortgage calculator computes such items as your monthly payment, amortization schedules, interest, etc; but it is so much more. You can actually find out how much of a mortgage you are qualified to get! One of its most distinguishing features is that it uses the guidelines set forth by the Federal National Mortgage Association (a.k.a. Fannie Mae) in its computations. This is a very important concept because they are the same rules most lending institutions use when evaluating your request for a home loan.

Via a very friendly interface, the program will prompt you for important input information such as your income and debt summary, and use the data you provide (along with the information you provide about the price of the home, interest rate, etc.) to actually compute if you have met the Fannie Mae Guidelines -- and it will conveniently do so before you ever have to meet with a loan officer. Mortgage Prelude will make the entire process of obtaining a loan as easy and quick as possible for you.

We are confident that this is important because when you obtain a loan, there is a very high chance that your lender will want to have the option of selling your mortgage on what is called the secondary market for mortgages. (In fact, many lenders will sell your loan before you even make your first mortgage payment.) The two largest buyers of loans on the secondary market for mortgages are Fannie Mae and Freddie Mac and, thus, those two entities pretty much set the standards for home loans. What that means is that your lender will very likely want to make sure that the loan they grant you fits the industry standard Fannie Mae Guidelines so that they can sell your loan. Although there are many applicable guidelines, probably the most important are what are called the "Qualifying Ratios" (which are computed and displayed on Mortgage Prelude`s main screen).

 
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Mortgage Prelude 2.4 copyright

Mortgage Prelude freeware is copyrighted computer software which is made available free of charge, as opposed to shareware where the user is required to pay. The only Mortgage Prelude 2.4 criterion for being classified as "freeware" is that the software must be made available at no cost.